Reverse Mortgage Calculator

Find out how much you can borrow.

Curious how much equity you could tap into?

This quick calculator gives you a ballpark based on your age, home value, and property type. It takes about 30 seconds — and there's zero obligation.

Reverse Mortgage Estimator | Spin Mortgage

Reverse Mortgage Estimator

Answer a few quick questions to see roughly how much you could access.

Homeowner 1
Homeowner 2 (if on title)
Your Property
Estimated Amount You Could Access
$0
Home Value
—
Max Eligible
—
Less Mortgage
—

This is a ballpark estimate based on typical lending guidelines. Your actual amount will depend on the lender, a professional appraisal, current rates, and your specific situation.

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This calculator provides estimates only and does not constitute a loan offer, financial advice, or commitment to lend. Actual amounts depend on lender criteria, professional appraisal, property condition, and current interest rates. All borrowers and co-owners on title must be 55 or older. Minimum home value of $250,000. Spin Mortgage Corp, licensed in British Columbia and Alberta.

This is your starting point — we'll help you find the plan that actually makes sense for you.